Charmed Mortgage Solutions Ltd - Mortgage Broker and Protection Advice
We are based in Crewe, Cheshire covering the whole of the UK & Wales. -For all your Mortgage and financial protection needs.
M. 07780 665416 P. 01270 368548
Charmaine Chevannes - Founder and Senior Advisor
Welcome from our Mortgage and Protection Advisor
As qualified Mortgage Broker, I have seen the mortgage market change dramatically over the years. I have a professional and personal responsibility to ensure all my clients are treated fairly and with the utmost integrity. A mortgage company offering protection and specialist mortgage advice.
MORTGAGE and remortgage SOLUTIONS
Residential Mortgage Solutions
Mortgage Affordability and Income
Residential Mortgage Solutions
First time buyers
Home movers
Holiday home mortgages
Second property mortgages
Home improvements mortgage loans
Additional Borrowing
Impaired credit mortgages
Re-mortgages
Product transfers remortgages
A Mortgage Company with a mortgage broker that ensures all debts are covered with the relevant protection.
Mortgage Schemes
Mortgage Affordability and Income
Residential Mortgage Solutions
Our Mortgage Brokers can advise on:
Help to buy mortgages
Help to buy Forces mortgages
Shared ownership mortgages
Affordable Housing mortgages
Purchase mortgages
Re-mortgages
Buy to let mortgages
Let to buy mortgages
Portfolio landlords buy to let mortgages
Limited Company mortgages
Mortgage Affordability and Income
Mortgage Affordability and Income
Mortgage Affordability and Income
Our Mortgage Broker can advise clients with:
Employed, no minimum term
Self – employed, with a minimum of 1-year accounts
Limited Company Directors, with 1-year accounts
Agency worker
Contractors
Certain government benefits considered
Zero-hour contract workers
Foster Carers
Forces workers
protecting your home and your family-Life cover and more
Life Cover
Income Protection and sickness cover
Critical illness
As the saying goes ' Death comes to us all'.
But if you were to die, would you be leaving your family with a large debt, leaving children with a bleak future and your partner with worry on how they would cope financially without you around?
Don't leave your loved ones with a crisis future to look forward to. Help them in spirit.
Speak to our mortgage broker about financial protection.
Critical illness
Income Protection and sickness cover
Critical illness
1:2 people will be diagnosed with some form of Cancer in the UK.
Top five critical illness in UK:
Cancer
Multiple Sclerosis
Heart attack
Benign brain tumor
Stroke
NOTE: You are now departing from the regulatory site of Charmed Mortgage Solutions Limited. Neither Charmed Mortgage Solutions Limited nor PRIMIS Mortgage Network is responsible for the accuracy of the information contained within the linked sites
https://www.cancerresearchuk.org/about-cancer
https://www.nhs.uk/conditions/stroke/
https://www.braintumourresearch.org/
How would you and your family cope financially if you were diagnosed with any of the above?
Speak to our mortgage broker about financial protection.
Income Protection and sickness cover
Income Protection and sickness cover
Income Protection and sickness cover
How would you pay your mortgage and bills if you were off sick long term and your employer’s sick pay ceased?
How would having no income impact your family and your recovery?
If you were forced to moved out of your home due to repossession, what impact would this have on your family life?
Is it not work protecting your income to make sure you always have enough funds to keep your home and pay its running costs?
Keep the children happy and in the lifestyle, you want for them?
NOTE: You are now departing from the regulatory site of Charmed Mortgage Solutions Limited. Neither Charmed Mortgage Solutions Limited nor PRIMIS Mortgage Network is responsible for the accuracy of the information contained within the linked sites
https://www.hse.gov.uk/statistics/causdis/index.htm
https://www.finder.com/uk/health-statistics
Speak to our mortgage broker about financial protection.
Additional Services
Home and Landlord Insurance
Home and Landlord Insurance
Home and Landlord Insurance
A Mortgage Company that provides the Mortgage Brokers access to exclusive deals from across the market. We can ensure all your mortgage and protection needs are covered.
Private Medical Insurance
Home and Landlord Insurance
Home and Landlord Insurance
Beat the NHS queue and ensure you and your family get the best possible care at the time it is needed.
Family Income Benefit
Home and Landlord Insurance
Over 50's plans / Funeral Plans
Don't' leave your dependents and loved ones with a bleak financial future. You can make sure they are financially sound and able to live a fulfilling life even if you are no longer around.
Speak to our mortgage broker about financial protection.
Over 50's plans / Funeral Plans
Over 50's plans / Funeral Plans
Over 50's plans / Funeral Plans
Average cost of a basic funeral in 2020 is estimated at around £9,500. This is for the burial, professional fees, and the sendoff.
Will your loved one be able:
1. to afford to pay for your funeral
2. Be in the right frame of mind to get everything organised to your specific requirements?
Speak to our mortgage broker about financial protection.
Wills and Trusts
Over 50's plans / Funeral Plans
Power of Attorneys
Who will inherit your hard-earned money, possessions, and property on your death?
Want to mitigate inheritance tax?
Make sure your final wishes are adhered to and let me help you write your Will.
Speak to our mortgage broker about financial protection.
Power of Attorneys
Over 50's plans / Funeral Plans
Power of Attorneys
If you’re married or in a civil partnership, you may have assumed that your spouse would automatically be able to deal with your bank accounts and pensions, and make decisions about your health and care, if you lose the ability to do so. This is not the case.
Speak to our mortgage broker about financial and health protection.
Testimonials
Buy to Let Portfolio
AnthonyF-197
01 Mar 2020
Buy to Let portfolio
Charmaine was very professional and personable in her approach. I had problems with other mortgage advisers, but Charmaine explained everything clearly and updated me at every stage. I rate her and charmed mortgage solutions very highly and will be using her again for further buy to lets.
Business Response 02 Mar 2020
Thank you, Ant., Much appreciated. Look forward to helping in the future.
Forces Help to Buy
SindyC-4
28 Feb 2020
Forces help to buy
Charmaine helped us with the forces help to buy scheme, she has made the entire process easy for us as first-time buyers. Charmaine has been highly informative and patient with us. , Charmaine has helped us with the Forces help to buy scheme and has made the process of buying our house easy. She has been highly informative and helpful throughout the complete process.
Business Response 01 Mar 2020
Hi Sindy Thank you for the review.
Financial Services
TracyH-300
28 Feb 2020
Financial services
Understood our requirements immediately, very professional, prompt and efficient in arranging our mortgage application.
Business Response 01 Mar 2020
Thank you, Tracy.
Renewal and Will
ChandraD
27 Feb 2020
Renewal & Will
I’ve used Charmed Mortgages when my renewal was due. Charmaine is fantastic, highly knowledgeable and was extremely motivated to get me the best deal that fit me. She asked me so many questions to ensure that I had the right product, and I cannot be more grateful. I’ve also done my Will which needed updating and this is something that I have been planning to do for so long. Charmaine made this an easy Stress-free process for me. Thanks Charmaine. Highly recommend
Business Response 27 Feb 2020
Thank you for the great review. Very much appreciated.
Teamwork
Teamwork
'I couldn’t think of a better mortgage advisor to work in partnership with '
- Source: S Mellor - Get Moving Estate Agents - Facebook Review